Third-party financing options are available for our retreats.
Receive benefits such as:
Extended payment plans up to 60 months.
Monthly payments as low as $148 per month.
No Down payment / 100% financing.
Receive an answer in under 2 minutes.
Loans can be paid off anytime with zero penalties.
Checking your offers is free and will not impact your credit score.
Rates are fixed, not variable like a credit card, saving you money.
All credit types are welcome to apply. Credit scores as low as 500 accepted.
Note: Terms & monthly payments may vary based on individual credit profile. US Residents only.
How Does the Process Work?
Step One
Submit the retreat deposit and complete registration via the retreat booking page. You must submit your deposit before applying for financing. Please note your deposit is refundable only if you are denied financing. Your deposit is NOT refundable if you are approved for financing.
Step Two
After you have submitted your deposit and registered for the retreat, select the financier you would like to apply with by clicking the button below to view the loan application page.
Step Three
Once you have your pre-approval rates, please return to the application page to complete your enrollment process. It is recommended that you secure funding for minimum the amount needed for the total cost of the retreat. Financing fees for each financier are listed below.
Step Four
Once the application is approved, the funds will be deposited to your bank account and RTK will bill the total amount of the retreat balance.
Step Five
Your invoice will be updated to reflect the balance paid and all terms, conditions & cancellations for the retreat will apply.
Step Six
Please review financing repayment requirements with the financing option you selected.
Which Financing Should I Apply For?
Both financing options are great choices but one may be better suited for you over the other. Please see below for a list of application information for each one.
Coach Financing
Typically approved with 24 hours.
Select the financing plan that fits your budget.
Funds are deposited within 24-48 hours.
Approve historically high-risk consumers that many banks or lenders will not finance.
Credit score of 580 or above is required.
Zero pre-payment penalties.
Check your rate without affecting
your credit score.Financing fee 5.99% (one time payment invoiced separately)
Final approval requires a credit check.
Flexxbuy Financing
Approves consumers with credit score of 500 or above.
Select the financing plan that fits your budget.
Funds in as little as one day.
Decisions that take a matter of seconds.
Zero pre-payment penalties.
Check your rate without affecting
your credit score.Financing fee 5.99% (one time payment invoiced separately)
Final approval does requires a credit check.
APPLY HERE
Schedule your appointment below to complete the application for third party funding.
Tips For A Successful Loan Application
(From the Lenders)
Take your time and make sure there are no typos as a misspelling of your name could result in a denied application because they cannot identify the correct person.
If you are employed AND self-employed, please enter the status which provides the most income.
It is recommended that you secure funding for minimum the amount needed for the total cost of the retreat. The financier will run a soft pull credit report and based on proprietary algorithms you are matched with the best possible offers during the pre-approval process.
Some lenders may decline, while others may approve you. Just because you received a decline email doesn’t mean you have been declined from all lenders.
Please complete the application with accuracy because if not, it could lead to pre-approvals that don’t lead to final approvals.
If you have any questions about this process, or if your loan application has been rejected, please contact retreats@returntokemet.com for support.
IMPORTANT: We recommend selecting “Major Purchases” or “Other” from the loan purpose menu because it presents you with the most lender options. Loan approval is based on your personal credit profile.
For more information, please contact us at retreats@returntokemet.com